I know you think I am crazy, already worrying about Christmas 2017! Truth is I hate Christmas shopping and I hate spending lots of money but I want the kids to have nice things and enjoy Christmas. Your probably saying, “Well, duh, Cathy, you can’t have it all.” I believe you can, well almost all anyway.
I work hard at Christmas and making it as inexpensive as I can. Years ago, when the banks still offered the Christmas savings clubs I used to do those and even though that was nice it still put me shopping at the worse time. Over the past several years I have changed how I do my Christmas shopping and boy, what a difference that has made.